May 29, 2013

Breadwinner Moms

Chapter 3: Married Mothers Who Out-Earn Their Husbands

SDT-2013-05-breadwinner-moms-3-1Married mothers are more likely than before to be the primary provider in the family. Among married couples with children, the proportion in which the wife’s income tops her husband’s has increased from about 4% in 1960 to 23% in 2011.1 By contrast, the share of couples in which the husband makes more than his wife has fallen about 20 percentage points, from 95% in 1960 to 75% in 2011.2

One factor directly related to mothers’ rising income is their increased employment rate. The share of employed married mothers has increased dramatically since the 1960s, which results in more families with two working parents.3 In 2011, nearly six-in-ten married couples with children had two incomes, up from a quarter in 1960. The share in which the father is the breadwinner and mother is the homemaker, by contrast, has fallen from about 70% in 1960 to 31% in 2011.

Rising education levels among women can also contribute to the increased share of married mothers who out-earn their husbands. Even though most people are married to someone with a similar educational background, the number of couples in which the wife is better educated than her husband has increased. Among all married couples with children in 1960, about 16% had a husband who was better educated than his wife and the opposite was true for 7% of couples. About five decades later, the pattern has flipped: In about 23% of couples, it is the wife who has attained a higher education level than her husband, and among 17% of families the husband is better educated than the wife.4

SDT-2013-05-breadwinner-moms-3-2The higher education of mothers relative to their spouses is correlated with the higher incidence of mothers who out-earn their husbands. In 2011, among couples in which the wife has more education than the husband, 38% of wives have higher income than their husbands. When the spouses have the same education, some 23% of wives make more money than their husbands. And when the husband has higher education, only 14% of mothers make more than their husbands.

Despite the fact that mothers are generally more educated than their husbands today, a majority of fathers still earn more than their wives. The share of couples in which the husband’s income exceeds the wife’s was about 75% in 2011. This in part reflects different employment rates between married parents: about 65% of married mothers were employed in 2011, compared with about 90% of fathers. But it also reflects different earning patterns among men and women. Even in dual income families in which both fathers and mothers are working, 70% of these families consist of fathers who earn more than mothers.5

Characteristics of Married Mothers Who Out-earn their Husbands

Married mothers who out-earn their husbands are a highly educated group. Nearly half (49%) have a college degree or higher. This share is significantly higher than it is among women whose husbands are the primary breadwinners (37%) and among those who make the same level of income as their husbands (39%).

SDT-2013-05-breadwinner-moms-3-3About 65% of married mothers who out-earn their husbands are white; this share is higher than the average of all mothers (60%), but slightly lower than it is among married mothers whose husbands make more (67%).

Married black mothers are more likely to be the primary breadwinner than to be mothers whose husbands have a higher income. The share of black mothers among those who out-earn their husbands is 10%, compared with 6% among couples where the husband is the primary breadwinner.

Compared with married mothers whose income is less than or equal to that of their husbands, mothers who out-earn their husbands are somewhat older. About 14% of them are ages 30 or younger, and a majority (67%) are in their 30s through age 46, an additional 19% are ages 47 to 65. By contrast, about 17% of mothers in the other two groups are ages 30 or younger, and their shares of adult ages 47 to 65 are lower. In addition, children of mothers who out-earn their husbands are slightly older than those in other type of families. The average age of youngest child is 7.6 for mothers who are the primary breadwinner, 7.2 for families in which fathers are the primary breadwinner, and 7.3 for families with both parents equally contributing to the family income.

SDT-2013-05-breadwinner-moms-3-4Among married couples with children, the total family income is highest when the mother, not the father, is the primary provider. In 2011, the median family income is nearly $80,000 for couples in which wife is the primary breadwinner, about $2,000 more than it is for couples in which husband is the primary breadwinner and $10,000 more than it is for couples in which the spouses’ incomes are identical.

This is related to the employment arrangements between the couples. In families where the mother out-earns the father, about seven-in-ten (71%) have two working parents and 22% consist of couples in which the mother is the sole earner of the family. However, when the father out-earns the mother, he is more likely to be the sole breadwinner. In about four-in-ten of these families (41%), only the father is employed, while in 54% of these families, both the mother and the father are employed.

Income and Education among Newlyweds

SDT-2013-05-breadwinner-moms-3-5The rise of married mothers who out-earn their husbands is a part of a broader trend of wives’ increasing economic power relative to their husbands. Today, in nearly one-quarter of married couples with or without children (24%) the wife is the primary breadwinner.6

The share of “breadwinner wives” is even higher among recently married couples. In 2011, three-in-ten newlywed couples consisted of a bride whose income was higher than that of her husband.

Today’s newlywed women are generally better educated than their husbands. In 2011, the wife’s education level was higher than the husband’s in 26% of newlywed couples. In only 16% of couples did the husband’s educational attainment exceed that of his wife. For a majority of newlyweds (57%), the husband and the wife had a similar level of education.

Despite these education gains for women, even among newlywed couples, the most common situation remains for the groom to earn more than the bride (67% of couples fell into this category in 2011).

  1. numoffset=”16″ The unit of analysis is the household head, therefore married couples in which neither spouse is the head of household are not included. For more details, please see Appendix 2.
  2. Total personal income in the census includes each respondent’s total pre-tax personal income or losses from all sources for the previous year. For the American Community Survey, the reference period was the past 12 months. Each person has an income, regardless of his or her employment status. The value of income could be zero or negative.
  3. Employment status in the Census/ACS data is measured for the previous week. For more information on mothers’ employment status, see Ibid. “Modern Parenthood: Roles of Moms and Dads Converge as They Balance Work and Family.”
  4. When comparing education level between fathers and moms, education is measured in three categories: high school or less, some college, and college or more.
  5. One possible reason is that women with young children are more likely to work part time than their partners. Among dual income families, fathers on average spend 42 hours at paid work, while mothers spend 31 hours at paid work. For more information, see Ibid. “Modern Parenthood: Roles of Moms and Dads Converge as They Balance Work and Family.”
  6. An earlier Pew Research Center report showed that among native-born 30- to 44-year-olds in 2007, 22% of husbands had wives whose income was higher than theirs. See Richard Fry and D’Vera Cohn, “Women, Men and the New Economics of Marriage,” Pew Research Center Social & Demographic Trends project, Jan. 19, 2010.